Currently, one of the loudest messages within the feminist conversation is finance, notably, the disparity between male and female earning power. In more than two-thirds of relationships, the male partner is the “breadwinner”, earning more than the female. There is a myriad of reasons for this, the most obvious being that women take time off to have babies and raise children, they often work part time if they go back to work at all afterwards. But it’s not just the case in straight, traditional relationships. Single women, unmarried women, childless woman, still earn less in comparison to men. This inequality starts early, where girls are often encouraged to have interests that lead to careers that typically pay less. High earning roles such as engineering and IT, are dominated by men. Society still pushes the idea that boys like building and fixing and are better at it, while girls should prefer more caring and nurturing roles, ones that are valued much less. Much of the time, this is unconscious and so many people will say that this is no longer the case. But studies have shown that boys are often encouraged to spent multiple hours working on something, such as a video game, which gives them a head start in careers that require extended dedication and single-mindedness, ones that eventually come with a large financial reward.

More importantly, fewer women are earning money by not actually doing anything at all. It has been found that around 10% of women have stocks and shared ISAs compared to 27% of men. While more women than men have cash ISAs, this in itself shows that women may more risk-averse than men. Many women have long been told that it’s sensible to have an emergency fund available in case things go wrong. Not just in case of repairing a faulty boiler or a broken down car, but also in case a relationship ends. For others, it’s down to not having enough money to invest in the first place, but for most, it is likely due to a lack of financial knowledge. Finance and investments are not on the school curriculum, and it’s not something widely shared between families or friends.

Here, we’ve gathered some of the best resources to help you start learning, and places you can go for help and advice, or motivation to make a career change.

Websites

Young Women’s Trust
According to their website, the “Young Women’s Trust offers free coaching and personalised advice on job applications, conducts research, runs campaigns and works with young women to build confidence and advocate for fair financial futures.” It is their aim to show that all young women are given equal opportunities to work.

Daily Worth
This site is full of articles that talk women through a range of topics, including health, retirement, and even dating.

Young Money Blog
Iona Bain founded this blog is 2011, and it is touted as the first site to make financial matter accessible to young people. Bain has gone on to be a regular on television, where she discusses issues facing millennials, including buying a house and underhanded marketing tactics. She’s also written a book- Spare Change– which is short, clear, and simple to read.

Career Contessa
The Career Contessa is full of advice to talk you through a myriad of financial stumbling blocks, including writing a cv and work-life balance.

Books

Leave Your Mark: Land your dream job. Kill it in your career. Rock social media Aliza Licht 
Licht shares “advice, inspiration, and a healthy dose of real talk” gathered from personal experience. This book provides guidance for people at all stages of their careers. She emphasis building your personal brand, which is particularly relevant in a society that’s becoming increasingly self-employed.

The Multi-Hyphen Method Emma Gannon
This Instagram sensation by the award-winning blogger / social media editor / podcast creator, Emma Gannon, shows us how to channel your entrepreneurial spirit to be more satisfied with your work and life balance. With more and more people, particularly young women, taking on multiple freelance roles, this is a vital resource for anoyone looking to embark on this kind of work.

The 9 Steps to Financial Freedom Suze Orman
An absolute classic, this book has sold millions of copies around the world since it’s release in 1997. Orman left a Wall Street career to embark on a career helping people obtain control over their money through changing their spending habits; how to understand investments, retirement, insurance, and credit. She believes that true financial freedom is the key to happiness. 

You’re Not Broke You’re Pre-Rich: How to streamline your finances, stay in control of your bank balance and have more £££Emilie Bellet
The author of this book, Emilie Bellet, started her career and Lehman Brothers, so she knows what she’s talking about. She the founder and CEO of Vestpod, a company with the goal to change the conversation about money and empower women financially.

Podcasts

Bad with Money with Gaby Dunn
Over four seasons, Gaby Dunn has progressed from self-confessed “bad with money”, to a millennial money guru. She talks openly about all the things we don’t, including credit, taxes, and Amazon shopping addictions. With a range of expert guests and down-to-earth humour, Dunn aims to make financial conversations easier and more accessible for all young people, particularly minorities, LGBQ communities, and women.

 So Money with Farnoosh Torabi
So Money brings candid conversations about money with the world’s top business minds, authors and influencers including Arianna Huffington, Tim Ferriss and Gretchen Rubin. This podcast has been on the top of all the best-listening lists, so it must be good!

The Fairer Cents with Kara Perez and Tanja Hester
This podcast eschews the usual financial experts to share stories from individuals, discuss financial matters affecting the female population and aim to build a community for women to lift each other up. Sound familiar?!

Small Business Podcast with Tara Gentile
Tara Gentile interviews a range of small business owners to get to the heart of what it takes to make it work. With over 200 episodes, there’s going to be one that speaks to you.

You can also reach out to careers and financial advisors, such as the wonderful Isabel who wrote our article on taking control of your career. Check out the post for information and to find out how to contact her.

We’d love to hear your favourite tips and resources!


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